What is up with the whole, “it comes in threes” thing? It’s like a mystery of the universe or something! We just hit this phenomenon head on this weekend. It was our car, our refrigerator, and our fence line; all broke 😣. The end result for each example is to replace each one! Whew!!! That’s a lot of dough for the Saving Benji house! Money is stressful; and when you have to pay a large amount at once unexpectedly, it can be even more stressful! Thankfully though; we have an emergency savings that is saving our tails. So, during this trial I am definitely thanking the Lord for that blessing. Now, I do have to admit something about myself. The new car that we are going to buy isn’t a new car; it used, and the fridge won’t be at the top of the line, and the fence won’t be stunning; and yes their is an area in me that wants new. I do struggle with this arena in my mind, because new is sooooo shiny and exciting! On the flip side; what’s nice about buying the used car, the not stunning fence, and not the “top of the line” fridge is that we will pay in cash (according to our budget), and have zero payments; which I love!!!!!! Freedom!!!!! By lowering our emergency fund to cover costs, this will mean a strict budget plan to rebuild our family’s emergency fund. This entails Sunday night budget meetings, meal planning, and not spending too much money on the materialism side of life. This is good though. It allows us to be disciplined, in control of our cash flow, AND accomplish a goal; which allows our family to feel empowered!! So, if your able, try and start an emergency fund. Make sacrifices and sometimes choose to go without what everyone else has and bank those Benjamin’s! Ya never know when you will get caught up in a whirlwind of expenditures.
Save Yourself From NOT Having Benji’s & Earn
I was hanging with some great ladies yesterday and we were talking finances. I was spilling my truth about how I do struggle with materialism, and how at times I have to talk myself down from the spending tree. Sometimes I catch myself wanting something newer, bigger, brighter when I notice another person with a “better” object or situation. My girlfriend said….(which was pivotal), “They may have a new this or that, but are they happy?” Great point! If you’ve got newness, but debt who the hell wants that?! It causes stress and fake happiness. My family and I live a simple life, and I appreciate that. I have a VERY financially conscious husband that keeps us grounded, I LOVE him for that. My girlfriend also said, “I may not have the newest, but I find comfort in the fact that I look at our bank account and realize because of our choices we are very financially stable.” I agreed 100%, because I do the same dang thing with our accounts. What’s shiny on the outside is not always shiny on the inside. She told me about this commercial that came out a few years ago, and I had never seen it. I looked it up and had to share:
How many people do you know that are dealing with the same issues as our boy Stanley is in the video? I don’t know about you but, I don’t want to be Stanley. Yea his house is nice, his car is cool, but what’s in store for Stanley’s future? How do you deal with fighting the urge of materialism?
This application is rad! Yes I just used the word “rad” to describe an application, trying to bring that word back! ☺ Love how this allows us to save trees and find a job through the endless networking possibilities of Twitter. This is truly a great thing! Learn more here: